Using Superannuation to Buy Property

Your Journey, Your Trusted Melbourne Buyer’s Advocates

How a buyer’s agent can help buy in a SMSF

You may have considered being a property investor by setting up a Self-Managed Super Fund – which can provide significant benefits (for the right person) and tax advantages and can be a smart way to diversify your retirement nest egg. We have a network of professionals who specialise in this area so whilst we are the experts to assist in purchasing the right property for you, we can also put you in touch with professionals in this field to ensure you have the appropriate strategy in place to maximise your potential.

A buyer’s agent streamlines the buying process

They save you time by presenting only the most suitable properties based on your preferences,

Reduces information overload, stress and burnout

Manage all the property due diligence on your behalf giving you confidence on a sound property to purchase

Manage the auction day and negotiations

The use of a buyer’s agent can condense this process to just a few months.

Why use Elite

We specialise as a Melbourne buyers agent for first home buyers

A buyer’s agent streamlines the buying process by presenting only the most suitable properties based on your preferences, eliminating information overload and saving you time.

We are Melbourne property market specialists
We are reputable, trusted and experienced
We buy properties with capital growth
We predominately buy houses for clients
We use specialised data and research to help make decisions
We are connected to all major real estate partners
We can provide unprecedented off-market property options
We have the testimonials and experience to help you
We use our ‘buy side’ process to help find the right property
We are above all ‘we’re on your side’ leading property purchase strategy

Our process is simple

Elite Buyer Agents are here to help you in the often overwhelming experience of buying your first home.

Need a property?

We will listen in details about your property requirements and goals you are trying to achieve. After learning about your needs, we create a plan/strategy for your property success.

Search for properties

Many properties are publicly advertised for sale, many are not. Approximately 20% of the properties that we purchase are Off Market. Our Buyer Agents have extensive Real Estate Networks to give you access to more properties than those simply advertised on the internet.

Research & value

Once a suitable property has beed identified, we will conduct due diligence and ax extensive report which includes an appraisal of the property’s market value. A property negotiation should never commence without this step being completed thoroughly.

Negotiate & deliver

Our team implements tough negotiation strategies, putting you in the “Box Seat” to secure the property. Whether it’s at Auction, negotiated before Auction or Private Sale, we strive to get you best possible price.

What our clients say

    
 
 
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   Dafna Kronental 
 
 
 
  It was an absolute pleasure working with Kim. She and her team supported me every step of the way in purchasing my ideal home. Kim's expertise and industry relationships were invaluable throughout the process. Her up-to-date understanding of the market, strong negotiation skills, and active involvement from start to finish ultimately saved me significant time and money. I felt supported and informed at every stage. Thank you, Kim!
  
 
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   Kameliya Marinkova 
 
 
 
  We had absolutely the best experience recently using Elite Buyer Agents for our purchase in VIC from interstate. Lisa was very approachable, professional and thorough throughout the whole process. Her advice was very valuable and she was always available to answer all of our questions and we had many of them. Tia was also super prompt and kept us updated the whole time. We believe we managed to secure a quality property thanks to Lisa's extensive knowledge of the market and her real estate experience. We would recommend Elite Buyer Agents 100%. Many thanks!
  
 
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   Harvey Ng 
 
 
 
  I recently engaged Kim to assist with purchasing a property at auction, and the experience was outstanding. Hermarket knowledge, calm strategy, and confident bidding made the entire process smooth and stress‑free. She took the time to understand exactly what I wanted, provided clear guidance throughout, and ultimately secured the property at a price I was very happy with. I couldn’t be more pleased with the result and highly recommend her services to anyone navigating the competitive Melbourne auction scene.
  
 
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   Nicholas Serafini 
 
 
 
  Kim was excellent - it took a couple of months and then she came through with the goods. A house that ticked all our boxes, right before it went online and launched into its campaign. It's a long term house for us, fantastic result. Kim's communication was great, she viewed properties on our behalf when we couldn't make it and helped through the whole process once offer was accepted. Trust the process and enjoy the ride!
  
 
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   E T 
 
 
 
  Very happy with my experience working with Elite Buyer Agents. They were very experienced, responsive and also just great and trustworthy people. I’ve already recommended Elite Buyer Agents to others based on my experience!
  
 
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   Desira H 
 
 
 
  We couldn’t imagine going through this journey without Dave and the EBA team. We were introduced to Dave through a friend he had previously helped secure their property, and now we completely understand why he came so highly recommended. As first-home buyers, his guidance and experience were invaluable. Our journey took about a year because it included a four-month pause due to a government regulation change affecting PR buyers. Dave was incredibly understanding during this time and didn’t impose any additional fees despite the delay. Throughout the process we were also deciding between buying a ready-to-move-in home or an older property for a knockdown rebuild. Dave was patient while we worked through our options and shared insights that we simply wouldn’t have known ourselves, which likely saved us from costly mistakes. He also handled the auction bidding with a clear strategy that only an experienced professional would know. We’re so grateful for his help in securing our first home in Mount Waverley. If we ever buy again in the future, we would absolutely work with Dave again — worth every dollar.
  
 
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   James Hamilton 
 
 
 
  Very happy with the level of service and expertise. David had a way of presenting and explaining the information and his thoughts on potential properties that allowed us to move quickly and hassle free from the outset. We would highly recommend Elite Buyer Agents!
  
 
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   Sarah Sun 
 
 
 
  We had a great experience with David and Vicky on our first investment property in VIC. I was referred to this company by a friend, who said they had received a lot of positive feedback across Australia. Vicky was very supportive and professional, and she provided great off-market opportunities. She did a great job and helped us find a very good property within a very short period of time. We look forward to working with them again.
  
 
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   Warren Power-Jones 
 
 
 
  David was excellent. No BS, just expert judgement and guidance which helped us select and close on our investment quickly.
  
 
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   Kate Henson 
 
 
 
  Lisa O'Connor is my fairy godmother. Whilst I was overseas, she gave me all the information I needed to make informed decisions, provided reassurance that everything was covered off and, most importantly, made sure I had peace of mind when I didn't have the time or energy to do any of the necessary work myself. If I had been in the country, I doubt I would have considered engaging Lisa as my agent. However, that would have been a mistake as I would definitely have missed out. It's not just the assistance with the process, it's Lisa's inside knowledge and contacts. Well worth it. Thanks!

Frequently asked questions

Can I use my SMSF to purchase an investment property?

Yes — provided your fund’s trust deed permits it and the purchase meets the sole purpose test under superannuation law. The property must be bought for investment purposes only and cannot be lived in or used personally by you or any related party. We strongly recommend working with an SMSF-specialist accountant or financial adviser before proceeding.

What is Elite Buyer Agents' role in an SMSF property purchase?

Our role is to find and secure the right property at the right price. We conduct the search, due diligence, and negotiations on behalf of your fund — the same process as any investor client, but with an understanding of the compliance context your purchase must sit within.

Are there restrictions on what type of property an SMSF can buy?

Yes. Residential property purchased through an SMSF cannot be acquired from a related party and cannot be rented to a related party. Commercial property has different rules and can in some cases be leased to a related business. Your financial adviser or SMSF specialist should confirm what is permissible for your fund’s specific structure.

Does borrowing through an SMSF affect what we can purchase?

If your fund is using a Limited Recourse Borrowing Arrangement (LRBA) to fund the purchase, there are additional restrictions on the type of asset and any improvements that can be made post-settlement. Elite Buyer Agents works alongside your adviser and lender to ensure the property we target is appropriate for your borrowing structure.

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Meet our team

Specialists in the Melbourne Property Market, Elite Buyer Agents are the leading Buyers Agent in Melbourne (otherwise known as Buyers Advocate) and have fostered trusting and professional relationships across multiple locations in Australia.